IPVA 2019 , Tax on the Ownership of Motor Vehicles has arrived . Are you full of doubts about this tax? So be sure to keep reading this content!
From it, you will know not only what it is, but also what it is for, where the collection goes, how to calculate it , among other information essential to your knowledge.
What is IPVA?
The property taxes for those who do not know, is the tax that arose as a replacement of the old bus Single Rate, the TRU, which was introduced by the Brazilian legal system in 1969, according to experts.
This rate was created due to the expansion of highways and had the role of financing the costs of this growth .
It should be noted that even though it was called “tax”, thus evoking the idea of ”fixed”, each taxpayer paid TRU according to the value and origin of the vehicle .
Over time, because of the completion of the works, the demand for money ended, and the TRU was extinguished and in its place was created the IPVA , by virtue of Constitutional Amendment No. 27 of November 28, 1985.
It became the competence of the States and the Federal District to establish such a tax on the ownership of motor vehicles.
The IPVA 2019 RJ Bradesco is levied on the ownership of the property and is charged annually by the State.
For specialists, the main function of this tax is tax, that is, it can be used to defray the costs of public administration, and is therefore not linked to the provision of direct service, such as TRU, which was intended to cover creation of highways.
What is IPVA used for? Where Does the Collected Value Go?
Brazilians pay so many taxes, often embedded in consumer invoices, that it is common to ask what the IPVA serves and where the value collected by the state goes.
After all, they do nothing but exercise their right to know where their compulsory tax contributions will go.
As said before , before paying the IPVA , we had the TRU, which had a single objective, as we said: to finance the creation of highways.
It had a binding character, that is, it was associated directly with the service that created it.
IPVA, on the other hand, does not have this linkage, and can, as already said, be used for public spending in general, mainly for health, education, security and transportation expenses.
But not only that. The resources raised by this tax are used to invest in the development of society, from the creation of public works, such as schools, roads, museums, libraries, buildings for the functioning of state services, squares, ecological parks, etc.
It should be said that the IPVA is one of the most important taxes in society.
As a curiosity, only in 2014 the state of Minas Gerais collected more than 2.5 billion reais from IPVA, without considering states such as São Paulo and Rio de Janeiro, some of the most developed in the country.
But where does the money raised as a result of the IPVA payment go?
Briefly, it goes to the public coffers , that is, to the treasury of each state and municipality.
The governors use the resource collected according to the needs of the federative entity and the municipality.
Of the total collection product, 40% is allocated to the state and 40% to the municipality where the vehicle is licensed, registered or enrolled and 20% to the Fund for Maintenance and Development of Basic Education and Valorization of Education Professionals (FUNDEB).
Value of a Vehicle’s IPVA – How to Calculate the IPVA?
The value of the IPVA of a vehicle is variable and is based on the model of the vehicle as well as the type of fuel it uses.
In addition, it can differentiate by reason of the application of the value for each state, since each one has this competence conferred by the Federal Constitution of 1988.
However, before explaining the IPVA calculation basis and how to calculate it, it should be said that it is possible to pay advanced IPVA in a single installment with up to 10% discount.
It should be noted that the discount amount can differ by state.
The first step for those who want to understand and calculate the value of the IPVA is to identify the value of the vehicle .
Generally, there are three possibilities of acquiring a motor vehicle: new, new or auctioned.
Identifying the value, you find the venal value , factor used by the public power to estimate the value of a good.
In the case of the new vehicle , the market value is the one shown in the invoice.
In relation to the new vehicle , the public authority considers the average market price, but in relation to the year-month previous to what is being charged.
In the case of an auction car , it uses as a base the expenses it had with the auction and the taxes levied on this operation.
After that, the market value of the vehicle type should be calculated. The rate ranges from 1.5% to 3.5% .
Let’s say that the market value of your vehicle is R $ 50 thousand and rate 2%. Now, you need to calculate these values: 50,000 X 0,02 = 1000,00. This will be the value of the IPVA of your vehicle .
Where to Consult the Value of the IPVA of My Vehicle
To consult and pay the IPVA of your vehicle , just go to the website of the traffic department of your state.
Today, virtually all federal entities have this online service, which greatly optimizes the time of the taxpayer.
If you do not have it, you can check the value of the IPVA of your vehicle from the website of the State Treasury .
In São Paulo, for example, the IPVA payment is managed by the State Treasury Department and all information can be obtained directly through the entity’s portal.
So that there is no doubt, let’s take the State of São Paulo as an example.
To consult the IPVA, which can be consulted by clicking on this link , you will need to provide the vehicle’s RENAVAM number as well as the license plate .
In Paraíba, it is DETRAN that manages the IPVA. To consult it just click here . In this state you need to provide the vehicle owner’s CPF, as well as the license plate number and RENAVAM .
How to Check the RENAVAM Number
There are two ways to check the vehicle’s RENAVAM number.
The first and easiest is to check the number directly on the Vehicle Registration and Licensing Certificate (CRLV), a document you receive after paying the IPVA and other obligations related to your vehicle, such as fire insurance, licensing fee and fines, for example .
The second option requires you to enter the DETRAN site of the state you reside in. Generally, the traffic department has services that allow you to consult the vehicle and thus have access to the CRLV.
For this, they ask for data such as vehicle license plate and CPF, to guarantee more security with respect to citizen’s property data.
How to Pay the IPVA?
After checking the value of the IPVA of your vehicle, it is possible to print the ticket (state collection document) and make the payment in any branch or lottery house, as well as pag. easy.
However, some Detrans require you to pay only at a specific bank , such as the Bank of Brazil, for example.
Generally, this information is highlighted on the ticket, you need to pay attention to the IPVA payment guide .
The boleto bancário can also be paid in cash or by means of cellular applications (one way is to pay IPVA in the Bradesco application).
After 48 hours of payment of the bank slip, the taxpayer can go to the local DETRAN to request the issuance of the CRLV.
This is the time the bank takes to compensate for the amount paid .
How to Install Late Payment IPVA
Faced with so many taxes and with inflation that does not stop rising and eroding workers’ salaries, it is common that there is a delay in paying IPVA 2019 .
So much so that today, more than 60 million Brazilians are indebted (¼ of the Brazilian population), according to data from the SPC.
The good news is that it is possible , in a situation like this, to pay the IPVA payment up to six times and thus relieve stress and, of course, the bills.
After all, when the payment of this tax is delayed, the State charges interest and a fine , and can apply penalties, if you walk with the vehicle with the IPVA and licensing expired.
Then, on the installment, each State has the autonomy to define its own rules regarding the collection of IPVA.
In some states, you can install it up to three times, in others, six.
It is important to consult the DETRAN portal and study the possibilities , so that it fits into the best.
Another solution is to resort to companies that work directly with IPVA installments and licensing. The problem is that they charge very high interest rates and may not be worth it.
What is DPVAT
The Personal Injury Caused by Land Vehicle Vehicles (DPVAT) is presented as a compulsory insurance , which must be paid, emphasized, compulsorily, by the taxpayer.
It was created as a result of the high number of deaths caused by traffic violence. According to data from the World Health Organization (WHO), in 2018 alone Brazil recorded 1.3 million deaths caused by traffic.
The DPVAT RJ insurance covers, briefly :
– Indemnification for victims of accidents caused by automobiles on Brazilian roads;
– Cases of accidents in which there is death;
– Permanent disability due to an accident caused on Brazilian roadways;
– Reimbursement in cases in which there are medical and supplementary expenses due to an accident caused in the Brazilian transit.
To apply for DPVAT , you must file a death or expense claim at one of the DPVAT service points and even at the post office.
What happens if my Vehicle’s IPVA is not paid?
Of course, many questions surround the mind of those who have the delayed vehicle IPVA : what happens if I do not pay?
Could the car be apprehended by DETRAN? Will interest and fine be charged?
The best thing to do is to regularize the IPVA and vehicle licensing to avoid disruption and major headaches.
You can do this by applying for a personal loan online at Credit Lender .
It is the ideal solution for those who seek comfort, quality and of course, maintain their lifestyle and not have headache in paying the IPVA.
Here’s what can happen to your vehicle and your name if you do not pay the IPVA.
Can My Car Be Seized For Not Paying IPVA?
The sad news is that, yes, the vehicle can be seized in the blitz that are made by the military police and collected into the yard of DETRAN, which may charge daily while the car remains under state custody, further increasing their accounts.
As long as the payment of the IPVA is not regularized, it is not possible to license the vehicle. Another reason he can be apprehended.
In addition to having the vehicle seized, you may have your name inscribed in the state’s outstanding debt.
Who is exempt from paying IPVA?
Many Brazilians are entitled to the exemption from paying the IPVA , but they do not even know this, either because they do not seek their rights, or because the information has not reached them.
Below, see the conditions that allow the right to exemption from this tax :
- Diseases : Taxpayers who have the following diseases are entitled to exemption from IPVA:
– Post-surgical prostate cancer;
– Cardiac disorders;
– Column Surgery;
– Knee Surgery;
– Fist surgery;
– Surgery and / or Shoulder Injury;
– Chondromalacia Patelar;
– Mental disability;
– Visual impairment;
– Parkinson’s disease;
– Shortening of Members;
– Multiple sclerosis;
– Acute Scoliosis;
– Ankylosing spondylitis;
– Herniated Disc;
– Renal insufficiency;
– Repetitive Strain Injury (RSI);
– Bad formation;
– Diabetic Neuropathies;
– Cerebral Palsy;
– Serious Problems in the Column;
– Femoral prosthesis;
– Internal or External Prosthesis;
– Carpal tunnel syndrome;
– Chronic Tendonitis;
- Stolen Car : The victim of theft may request the IPVA money paid, even if the car is later recovered by the police.
The amount to be paid is proportional to the time of use of the vehicle .
- Age of vehicle : There is also exemption of IPVA for old vehicles.
Each state has the autonomy to create its rules regarding this fiscal benefit. It is known, however, that some states apply the time of 10 years to guarantee exemption of IPVA, others, 20 years.